Personal Insurance

Do You Need to Have a Deductible for Jewelry Insurance?

A deductible is an amount you agree to pay before the insurance company can pay out on your claim.

Most jewelry insurance policies allow you to choose a deductible that fits your budget. A higher deductible can lower your premium, but it means you’ll pay more out of pocket if you need to file a claim. On the other hand, some policies may offer a zero-deductible option, though the premium might be slightly higher. Discuss your options with your insurance provider to find the balance that works best for you.

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