While rain is essential, heavy rainfall can pose a serious threat to your home and property. From basement flooding
When a defective product causes harm, any party involved in its chain of distribution can be held legally accountable.
A vacant property faces unique risks that an occupied home does not. While empty, it still represents a significant
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Do You Need to Have a Deductible for Jewelry Insurance?
A deductible is an amount you agree to pay before the insurance company can pay out on your claim.
Most jewelry insurance policies allow you to choose a deductible that fits your budget. A higher deductible can lower your premium, but it means you’ll pay more out of pocket if you need to file a claim. On the other hand, some policies may offer a zero-deductible option, though the premium might be slightly higher. Discuss your options with your insurance provider to find the balance that works best for you.
Imagine this scenario: A severe storm hits your home, causing rainwater to soak through your roof, damaging walls and floors.